Optimum Capital Management, LLC


ph: 877-75-TEACH

Investment Process

We understand that merely interviewing the client is not sufficient.  Optimum Capital Management engages in frank and open, two-way discussions with all clients.  We explore all of the client’s values, attitudes, expectations, and time horizons as they are relevant to the client’s goals, needs and priorities.  Personal values and attitudes often shape a client’s goals and objectives and the priority the client places on them.  By fully understanding these specific client attributes and ambitions, we are always in the best position to thoroughly evaluate the consistency of the client’s proposed goals, needs, and priorities. 

  • The Client's Vision of the Future

    We understand the importance of our clients’ capability to achieve their goals.  It could be the case that a client has set forth goals that are vague or imprecise, if they have set any goals at all.  To be optimally effective, goals must be clear, precise, consistent, and measurable.  In order to increase the likelihood of our clients achieving their goals, we ask the right questions.  As a result, clearly defined, precise, consistent, and measurable goals are developed. 

  • Comfort Is Key

    We understand the importance of our clients being comfortable with their investment strategy.  Before we implement any investment recommendations, we make sure there is an accurate assessment of our clients’ comfort level.  Using a series of questionnaires, asking the appropriate questions, and taking the time to get to know our clients are just a few of the tactics we use to assess the risk tolerance levels of our clients.

  • The Process

     

    1.  Establish and Define the Optimum-Client Relationship

     

    The client and Optimum identify the specific services to be provided by Optimum.

     

    2.  Gather Client Data Including Goals

     

    Optimum determines the client’s personal and financial goals, needs, and priorities as well as gathers appropriate quantitative information and documents relevant to the client’s personal financial situation.

     

    3.  Analyze and Evaluate the Client’s Financial Status

     

    Optimum analyzes the client’s personal information and evaluates to what extent the client’s goals, needs, and priorities can be met with the client’s current and anticipated resources and current course of action.

     

    4.  Develop and Present Financial Planning Recommendations and/or Alternatives

     

    Optimum identifies alternative actions that reasonably could achieve the client’s goals, needs, and priorities.

     

    5.  Implement the Financial Planning Recommendations

     

    Optimum works with the client to mutually agree upon the responsibilities for implementing the recommendations consistent with the previously agreed upon scope of engagement.

     

    6.  Monitor the Financial Planning Recommendations

     

    At a minimum, Optimum reviews each account monthly.  In addition, any substantial change in total portfolio value (either positive or negative) will cause that individual account to be reviewed for possible reallocation of assets within the portfolio. 

     

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Use of the information for quotations or for illustration purposes is however permitted for non- commercial purposes only on condition that the source is mentioned.

 

 

 

 


ph: 877-75-TEACH