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Management Profile
Ryan Mack graduated from the University of Michigan Business School (ranked number one in the country) with a concentration in Finance. His career in equity markets began in Detroit, Michigan as a stock trader and later as a trader for the largest NASDAQ trading firm in the nation, Knight Securities. Having a passion for teaching he established his own financial awareness group in 2003 where he began to publish regular newsletters about various financial related issues that were of interest to people from all income levels.
Having had the opportunity to continue his career with several of the nation’s largest and most prestigious financial planning firms, Mr. Mack believed there was an industry void relative to providing advice and services to a broader spectrum of individuals. He saw a need to provide personal attention and elevated client service to all individuals of all income levels and not solely the high net-worth clientele. This prompted him to establish his own financial planning firm, Optimum Capital Management, LLC. He has achieved two licenses of insurance, a certification that enables him to give investment advice (Series 66), and is registered in many states throughout the United States including New York, Michigan, Ohio and California to name a few. He is often invited to speak within the community where he emphasizes the importance of developing a responsible investment plan which leads to financial independence. With a clientele representative of all income levels, through Optimum Capital Management, Mr. Mack continues to teach the merits of sound budget management and smart investing for all people.
Ryan Mack, President of Optimum will continue to educate the public. As an advocate of philanthropy Ryan Mack has worked diligently within the community and beyond to increase financial awareness. Some of his efforts include:
After completing a degree in Economics from New York University, Lloyd Cambridge began his employment with JPMorganChase, the third largest banking institution in the world. As a credit analyst, he specialized in corporate lending for companies with revenue between $10M and $1BN. In addition to his tenure at JPMorganChase, Lloyd has held various positions on Wall Street including his position as an operations analyst at the Money Management firm, Lord Abbett, and as a Sales Representative at the research firm, The Wall Street Transcript.
Mr. Cambridge’s passion for entrepreneurship, increasing financial literacy rates and service to the community has lead him to Optimum Capital Management, where he is now a partner, and serves as a financial advisor. Adhering to the founding principles and philosophy of Optimum Capital Management, Mr. Cambridge empowers others to develop and maintain financial balance through education, and the implementation of sound financial principals and systems. Mr. Cambridge has obtained his insurance license (New York), and series 65 allowing him to provide financial advice to a broad constituency of clients in the state of New York.
Mr. Cambridge has addressed numerous audiences on the topic of financial literacy, including his appearance on the nationally televised show, “The Center” (Cable Network, BET), with over 500K viewers. As a strong advocate of financial literacy Mr. Cambridge will continue to empower others by assisting them to establish optimum financial conditions for themselves and their families.
Partner and Chief Operating Officer – Christina N. Hodges 
Christina N. Hodges began her career in the financial services industry after graduating from The University of North Carolina at Chapel Hill with a Bachelor of Science in Business Administration (Kenan-Flager Business School).
Upon graduation from UNC-Chapel Hill, Ms. Hodges joined North Carolina Mutual Life Insurance Company in Durham, NC, the largest African-American owned life insurance company in America. As a Senior Marketing Analyst, she was not only instrumental in establishing the company’s first Marketing Department but she also worked closely with the Vice President of Marketing to develop and implement manager/agent compensation models, agency business plans, as well as agency training and development programs. She also played an integral role in establishing the company’s first Charitable Gifting program specifically to provide additional charitable funds through life insurance for African-American churches and non-profit organizations.
In addition, Ms. Hodges has worked with AXA Advisors and Jefferson Pilot Securities as both a Registered Representative and Agency Administrator where she became proficient in financial advising, with a particular focus on fee-based comprehensive financial planning. As a result of her success, Ms. Hodges was recognized as AXA Advisors’ New Registered Representative of the Year for the Jacksonville, FL Branch. She currently holds her Series 63 and 66 NASD registrations and is licensed to sell life insurance/variable annuities in the states of Florida, Georgia and North Carolina.
Ms. Hodges’ community involvement includes serving as a volunteer with Stewardship L.I.F.E. (Learning about Investments, Finances and Earnings) Facilitator, a Charter Member of the 100 Black Women of Raleigh-Durham and a member of the National Association of Female Executives (NAFE).
Ms. Hodges has joined Optimum Capital Management committed to the company’s vision of financial literacy and integrity. As Partner, she will continue to educate her community about the importance of financial planning and provide direction for them as they achieve true financial empowerment.
ph: 877-75-TEACH
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